Complete information about Stand-up India scheme:
Stand-up India Scheme 2025 Stand-Up India Scheme was launched by the Government of India on 5 April 2016. The aim of this scheme is to encourage people especially women, SC and ST communities towards entrepreneurship.
Objective and Focus:
Loans are provided for setting up Greenfield Enterprises in Manufacturing, Services, and Trading sectors.
This scheme is valid only for those starting new businesses (not for expansion).
Features of the loan:
Loan Amount: ₹10 lakh to ₹1 crore
Loan Tenure: Maximum 7 years (including 18 months moratorium period)
Interest Rate: Base rate + maximum 3% + Tenor Premium
Margin Money: 10-15% of project cost; can be funded through other government schemes.
Enterprise Ownership:
In case of non-individual entities (like partnership firm, company etc.) at least 51% ownership and control should be held by SC/ST or woman.
Also Read :
Collateral-free Loans:
The government has secured the scheme through the Credit Guarantee Fund for Stand-up India (CGFSI), which eliminates the need for collateral.
Support services also available:
Training
Skill Development
Business Consultancy
Highlights
- Loans from ₹10 lakh to ₹1 crore only for new businesses (Greenfield enterprises)
- Preference to SC/ST and women entrepreneurs
- Loan tenure up to 7 years, with 18 months moratorium facility
- CGFSI (Credit Guarantee Fund) available for collateral-free loans
- Three easy options to apply: through online portal, bank branch and district manager
how to apply?
You can apply for Stand-Up India Scheme in the following three ways:
Online: Visit Click Here in and apply online.
Bank Branch: Visit any Scheduled Commercial Bank branch and fill the form.
Lead District Manager (LDM): You can apply through the LDM of your district.
