Complete information about Pradhan Mantri Mudra Yojana (PMMY) – 2025
Objective of the scheme:
MUDRA Loan Scheme 2025 The objective of PMMY is to provide unsecured loans to Micro and Small Enterprises (MSEs) in India to start a new business or expand existing business.
Loan Categories:
MUDRA Loan Scheme 2025 Category Loan amount Suitable beneficiaries
Shishu Up to ₹50,000 Those who are new to business
Kishore ₹50,000 – ₹5 lakhs Some time after starting the business
Tarun ₹5 lakhs – ₹10 lakhs Stable business expanding
NEW: Tarun Plus (2025) ₹10 lakhs – ₹20 lakhs Big funding for those who have already successfully repaid their loans
Key updates in 2025:
Loan up to ₹20 lakh – now possible through ‘Tarun Plus’
Priority for women entrepreneurs and SC/ST category
Low interest rates and easy EMI options
Fast approval through digital process
Linkage with Startup India and Stand-Up India schemes
Eligibility:
Must be an Indian citizen
Age between 18 and 65 years
Business plan must be in place
Purpose of the loan should be to start or expand the business
There should be no previous default (having a credit history is a plus point)
Also Read :
Application Process(Apply Online Process):
Visit the official website of the scheme:
https://www.mudra.org.in
Contact your nearest bank (SBI, PNB, HDFC, ICICI etc.) or NBFC
Submit the required documents:
Aadhaar Card
PAN Card
Bank Statement (6 months)
Business Plan
Passport size photo
After verification by the bank, the loan approval process will be completed
Useful official links:
PMMY Portal: https://www.mudra.org.in
SBI Mudra Loan Page: https://sbi.co.in/mudra
PMMY Performance Dashboard:
https://www.mudra.org.in/Home/PMMYPerformance
Stand-Up India Scheme:
https://www.standupmitra.in
If you wish, we can also provide you with:
Downloadable PDF Form
Bank-wise Interest Rate Comparison
Loan Approval Checklist
List of Top Banks in Mandawa or Rajasthan
